JCB, MNC Bank and Kawasaki Motor Indonesia have launched three new co-branded credit cards in Indonesia, combining payment services with lifestyle and motorcycle-related benefits. The new products are MNC JCB Ultimate, MNC JCB Precious and MNC Kawasaki JCB Precious Card.
The MNC JCB Ultimate offers cashback of up to IDR 200,000 per transaction, 0% instalment options at participating online merchants, and access to JCB privileges covering dining, shopping, travel and wellness. The MNC JCB Precious focuses on instalment options, entertainment, dining and hotel benefits.
The MNC Kawasaki JCB Precious Card is designed specifically for Kawasaki customers. Benefits include free annual towing service worth IDR 500,000, a 10% discount on genuine spare parts at participating authorised Kawasaki dealers, and discounts of up to 25% at selected Japanese restaurants.
All three cards offer three years of annual-fee waivers, 0% online instalment programmes at participating merchants and contactless payments of up to IDR 1 million per transaction. Applications are available through MNC Bank branches and its MotionBank digital banking platform.
Why it matters: The partnership shows how financial institutions and consumer brands are increasingly using co-branded payment products to combine everyday payments with targeted lifestyle and loyalty benefits, while expanding their customer ecosystems in Indonesia.
